A story of my experiments with Credit Cards - Part 2
Declaration: I am not an expert on the subject, just learning on the go. I wrote earlier on why everyone should have credit cards and the list of cards I have. I added a few more to the list:
Amazon Pay Credit Card
This is a life time free card issued in association with ICICI bank. Highlights?
- Life time free - No Joining or Yearly fee
- ₹750 Amazon Voucher on joining
- 5% rewards on non EMI purchases on amazon for Prime members. 3% for others
- Rewards are credited to amazon pay balance
The is a very rewarding card for someone who makes purchases on Amazon. This could also be the first card for a new user even if they use amazon sparingly. People usually ask what they should choose between SBI Simply Click and Amazon Pay. The answer is simple - Amazon Pay, for 2 obvious reasons - higher rewards and Life time free. Even though the card is issued by ICICI, Some merchants do not identify this as an ICICI cards for certain offers.
ICICI Sapphiro
Sapphiro is a premium card offered by ICICI. It comes in 2 variants - Mastercard and Amex. I hold the MasterCard version. Yet to explore this card - will update soon.